XRP × Solana

Your XRPL treasuries, nowearning Solana yield

An autonomous routing agent that bridges tokenized treasuries to the best Solana yield venues — institutional, non-custodial, fully auditable.

01How It Works

From tokenized treasuries to Solana-native yield, in four steps.

Yieldfy removes the engineering overhead institutions face when accessing Solana DeFi from an XRPL treasury position.

01

Deposit on XRPL

Hold OUSG, TBILL, or other tokenized treasuries in your XRPL account. Yieldfy reads the position through a non-custodial routing contract.

02

Bridge atomically

RWA tokens are wrapped into a Solana-native representation through an audited bridge, preserving institutional custody and compliance metadata.

03

Agent routes to best yield

An autonomous agent evaluates every major Solana yield venue against risk, depth, and net APY — then allocates capital where it earns most.

04

Settle back to XRPL

Principal and accrued yield unwind back to XRPL on demand, with a full on-chain audit trail across both ledgers.

$2.4B
Tokenized treasuries on XRPL
2-of-2
Squads multisig–governed authority
<9s
Average cross-chain settlement
1:1
yXRP receipt, withdrawable any time
02Architecture

Two ledgers. One routing layer.

Yieldfy maintains custody parity across XRPL and Solana through cryptographic proofs. Your treasuries never leave the regulated rails institutions require — they gain yield from them.

  • Non-custodial routing contracts on both chains
  • Proof-of-reserve attestation every epoch
  • Signed messages preserve compliance metadata
XRPLOUSG · TBILLYIELDFYrouting agentKAMINOSolanaJITOSolanaMARGINFISolanaDRIFTSolana
03Routing Universe

Every major Solana yield venue, evaluated live.

Meteora
DLMM LP
High
TVL
$480M
Net APY
22.1%
Drift
Perp Vaults
Medium
TVL
$210M
Net APY
16.9%
Kamino
Lending
Low
TVL
$1.2B
Net APY
14.2%
Jito
LST Restaking
Low
TVL
$3.4B
Net APY
11.8%
MarginFi
Lending
Medium
TVL
$640M
Net APY
10.4%
Orca
Whirlpool LP
Low
TVL
$390M
Net APY
8.7%

Sample data for illustration. Live venue coverage expands with every Solana DeFi integration.

04Agent Logic

An allocator that thinks in basis points.

The Yieldfy agent is a deterministic policy engine — not a black box. Every routing decision is explainable, auditable, and constrained by institutional risk parameters you define.

Configurable risk budget
Cap exposure per protocol, chain, or strategy.
Hysteresis thresholds
Prevents churn from transient APY spikes.
Emergency circuit breakers
Auto-exit on protocol anomaly or peg deviation.
Scoring weights
Net APY projection35%

Forward-looking yield after fees, MEV, and gas amortization.

Liquidity depth25%

Exit slippage modeled at full position size.

Protocol risk score20%

Audit history, TVL concentration, oracle dependency.

Correlation buffer15%

Diversification weight against already-held positions.

Rebalancing cost5%

Gas and opportunity cost of moving capital.

05Roadmap

From custody-grade rails to institutional yield routing.

The pitch above is a destination, not a snapshot. Below is what's shipped today, what's activating at $YIELDFY launch, and what gates the rest. We update it every milestone.

Phase 01

Vault & Receipt

Live · Mainnet
Live

wXRP deposits route through a Squads-controlled program PDA and mint yXRP receipts 1:1. Withdrawals are always-on; user funds remain provably exitable.

  • On-chain deposit + 1:1 yXRP redemption
  • Squads 2-of-2 program upgrade authority
  • Open-source program + SDK (npm: @yieldfy/sdk)
  • Optimizer signs ed25519 attestations every routing call
Phase 02

$YIELDFY Launch

May 2026
Active build

Native token activates the first real reward layer. Stake wXRP and hold $YIELDFY to earn Solana yield from the protocol's bootstrap treasury, distributed weekly.

  • Yieldfy Points snapshot → claimable $YIELDFY allocation
  • SOL yield distributions gated on dual participation (vault + token)
  • yXRP/USDC liquidity market with $YIELDFY emissions
  • Genesis Depositor commemorative NFT
  • Public Day-7 governance vote on Phase 3 venue priority
Phase 03

Yield Activation

On first wXRP listing
Next

Routing flips from theatre to live as soon as a major Solana lending venue lists wXRP. Multi-venue scoring activates against the same attestation framework already shipping today.

  • Real CPI routing into Kamino, MarginFi, Save, or Drift Spot
  • Multi-venue scoring with Conservative / Balanced / Opportunistic profiles
  • Auto-rebalance ix triggered by attested venue rotation
  • Live wXRP APY surfaced on dashboard
Phase 04

Treasury Grade

Q4 2026
Planned

Yieldfy graduates into the institutional surface its architecture has been built for: audited, multi-asset, and embedded directly into the XRPL→Solana corridor.

  • Independent audit of program + optimizer attestation flow
  • Multi-asset support beyond wXRP — USDC, USDY, other XRPL-bridged RWAs
  • Embedded XRP → wXRP bridge in-app
  • Whitelist mode + sub-vault accounts for treasury clients
  • Attestation export for compliance / accounting
06Security

Built for capital that cannot afford to be wrong.

Non-custodial by design

Yieldfy never takes custody. Routing contracts execute against your signed intents; your keys, your treasuries.

Dual-chain audits

Solana programs and XRPL hooks audited by two independent firms. Reports published in full.

Proof-of-reserve

Cryptographic attestation of bridged position parity, posted on-chain every epoch.

Institutional access control

Multi-sig, HSM-backed signers, and role-based permissions out of the box.

07Pricing

Aligned with your yield — not your TVL.

For small treasuries

Desk

25 bps
performance fee on yield generated
  • Up to $10M routed
  • Standard venue coverage
  • Monthly reporting
  • Email support
Launch App
For DAOs & issuers

Protocol

Custom
revenue-share or flat fee
  • White-label routing
  • API-first integration
  • Co-branded reporting
  • Governance hooks
Launch App
08Questions

Frequently asked.

Yieldfy currently routes OUSG, TBILL, and other XRPL-issued tokenized treasuries. Support for additional tokenized T-bills, money market funds, and private credit is added as issuers go live.
Now accepting institutional pilots

Your treasuries are working harder
by tomorrow morning.

Onboard in a single call. Full integration in under two weeks.